Commercial Real Estate Financing

Offering easy qualifying commercial real estate financing with no income / no asset verification on all property types.

Lenders offer no income - no asset verification.

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Maximum Financial is offering financing on commercial real estate with easy qualifying. Commercial real estate financing property types include but are not limited to:

Apartments and Multi-family Residences

Automotive Repair Garages

Auto Body and Paint Shops

Car Lots and Auto Sales

Bar / Restaurant and Lounges

Bed and Breakfast - Hospitality

Campgrounds and RV Parks

Car Washes - all types

Churches

Condos - Office / Retail / Warehouse

Day - Child Care Facilities

Entertainment Facilities

Gas Stations - Convenience stores

Golf Courses

Hotels - Motels

Laundromat

Marinas

Mixed Use - Retail / Apartment

Mobile Home Parks

Office

Restaurants / Bar

Retail Stores

Self / Mini Storage Units

ALL OTHER TYPES - Please call.

The maximum LTV ( Loan To Value ) for new real estate financing on commercial property is typically 80 - 85% on Stated Programs depending on property type, credit, appraised value, DSCR - Debt Service Coverage Ratio and other factors involved in the transaction. Obtaining seller financing on commercial real estate is also possible to get to a 90% CLTV ( Combined Loan To Value ) with 10% down. It's really not possible to get to a no money down situation on business property lending. We at MFI have closed countless of commercial real state financing transactions, and have never seen any structured that way.

Providers of commercial financing on real estate, conventional lenders as well as banks, do not lend based on collateral only. Your business property must cash flow and the guarantor's credit scores do play into getting an approval. The approval process is actually very easy. Simply complete our Quick Application form online and we do the rest. It usually takes only 48 hours to get at least 2 to 3 lenders to provide a pre-approval which outlines the full terms of a loan proposal. This 'pre-approval is also sometimes referred to a "letter of interest" or "letter of intent".

Packaging you loan request in a manner that makes the investor or lender want to approve you file is what we do best. Simply put, knowledge of your business and proper preparation in packaging the file makes all the difference. It's amazing how simple some of these concepts may seem, but what's even more amazing is how many lender representatives and brokers fail to follow these basic principals.

Here are a few general common sense rules of thumb in preparing for commercial financing requests.

If you are re-financing: make sure you have your payoff statements and business financials available.

If you are purchasing: the sales contract must be valid. If the contract will expire prior to the closing, get an extension agreement.

For investment properties, make sure all tenant leases are valid. - ensure lease terms match rent rolls.

If the borrowing entity is a corporation of any type, make sure the corporation is in "active" status, i.e. active business license, occupational license, etc.

Be realistic about the property's value. It's a shame to put together a great loan package, having great credit, getting pre-approved for a low interest rate, spending the money on an appraisal, only to have the value come in at an amount that is far less than represented.

Do not, under any circumstances, order your own appraisal. Lenders have a list of approved appraisers they use. It may be possible to use an appraiser of your choice if it is approved in advance.

Call or apply online today for all the details you'll need to make an informed decision on your business' financial needs. Professionalism, knowledge, experience and a true desire to be the best in the industry are what make us so successful. Give us a try on your next transaction and see the difference the above qualities can make for you.

QUICK APPLICATION

PRE-QUALIFY

GET QUOTE

PAYMENT CALCULATOR

PROPERTY TYPES

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Financing

Loans

Lenders

Apartment Multi Family Buildings

Auto Body Repair

Bed & Breakfast B&B

RV Resorts Campground Parks

Car wash

Convenience Store Gas Station

Office Buildings

Mobile Home Park

Warehouse Building

OTHER PROPERTY TYPES