Commercial Lenders
Financing Gas Station Loans

Offering easy qualifying gas station convenience store financing loans with no income or asset verification.
It's Fast and Easy!

Convenience Store Commercial Property Lending Easily

Gas station and convenience store loans and financing.

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We are your reliable source for quick and easy gas station loans - convenience store financing. As a leading provider of conventional and Small Business Administration (SBA) commercial loans on gas station / convenience store financing, we understand the unique problems and aspects of obtaining a lender for this type property. That is why we are able to place millions of dollars annually to lenders that specialize in gas stations with or without convenience stores attached. We know how to package the file to make the lender want to say yes to the loan request!

Nationwide, most banks and other conventional commercial lenders will often turn down requests for loans on convenience stores with gas station financing. Commercial lenders just do not want the environmental issues associated with these properties. Usually, the borrower's credit is good and the property is is well located and profitable. Still, they just don't want to handle gas station convenience store properties. Because of this one issue, many well qualified and experienced business people do not get the opportunity they need to purchase or refinance. Maximum Financial has the sources and the expertise and will work with you to close those loans for financing your gas station - convenience store that other lenders will not handle.

Does using commercial loans for financing to purchase a gas station / convenience store make sense for you? Well first off you would need to see if the numbers make sense. What is the purchase price including inventory? What is the NOI or Net Operating Income? What do the business' financials look like? How many pumps are there and how many gallons of fuel are pumped per month? A reasonably successful operation will give you at least $80,000 gallons per month in sales and inside sales of $50,000. Fuel sales should pay your monthly payment plus. As far as lenders for a business loan, banks look at your experience, if you have a partner that you can trust and has the experience that would help obtaining the approval.

There really is not a standard down payment or minimum down payment requirement, however most lenders want to see at least 10% into the transaction from the borrower. The term down payment is more appropriate to the transaction between the seller and buyer. The lender is looking for a maximum “loan-to-value” or LTV percentage that they are willing to lend on. This LTV can be achieved with your equity or cash into the deal, but it can also be achieved with subordinated or seller carry back on purchase transactions. This is where the seller acts like a lender and holds a second lien on the property. You make payments on the new 1st mortgage and a payment to the seller. Typically, the maximum LTV on a new first mortgage is 75%+-. On SBA up to 90%

Personal transportation will never go away. Americans are addicted. The need to fuel and service these vehicles will never go away either. We all need a capable and trustworthy source help us keep our cars running at a fair price and to advise us when our vehicles need attention.

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